Payment Processing
Establishing
a merchant account with Harbortouch is easy. Take advantage of our free
equipment offerings, or use your existing equipment, and receive
competitive processing rates. Harbortouch enables you to accept all
major credit and debit cards as well as emerging payment types such as
EMV chip cards and NFC mobile payments.
If you are already
processing credit and debit card payments, we can perform a rate review
to ensure that you receive the best rates available.Request more info
- EMV Chip CardsHarbortouch can enable your business to accept EMV chip cards for enhanced security. Chip cards include an embedded microprocessor that provides powerful security features not possible with traditional magnetic stripe cards. Merchants who don’t accept EMV payments may incur increased liability for data breaches and chargebacks. With Harbortouch, you can future-proof your business and keep your business secure!
- Mobile PaymentsHarbortouch supports near field communication (NFC) technology so that your customers can simply wave their smartphone to pay with Apple Pay™, Android Pay™ or other mobile wallets. The number of NFC enabled phones is growing at an astounding rate and an increasing number of consumers are using their phones to pay. With cutting-edge mobile payment solutions, Harbortouch makes sure you aren’t turning away customers because you don’t accept their preferred form of payment.
- Point-to-Point Encryption (P2PE)Our PCI-validated P2PE solution prevents cardholder data from entering your payment environment – protecting your business and customers from the harmful and costly effects of a data breach.
- TokenizationHarbortouch’s tokenization solution replaces sensitive cardholder data with a random alphanumeric value, delivering a powerful tool for merchants who want an extra layer of security to protect their sensitive data.
LighthouseTM
Lighthouse provides you with immediate access to your account information 24 hours a day, 7 days a week. This includes processing details such as your transactions, batches, deposits and chargebacks. If you have a Harbortouch POS system, you will also be able to run real-time sales, labor, inventory and financial reports and even make updates to menu or product offerings remotely.
Gift and Loyalty Cards
Harbortouch offers 50 free customized, full color cards and a 60-day free trial to all of our merchants. We offer a variety of card options to best suit your specific needs. Choose from a broad selection of professionally designed card templates or produce your own cards with custom artwork and images.
A simple and intuitive online interface allows you to easily select a template or upload your own image and then customize the cards according to your unique business requirements.
Check Services
Check Guarantee enables you to avoid bounced checks and bank fees as a result of accepting nonsufficient funds (NSF) checks. Our advanced check guarantee system will scan customers’ checks against our database of negative check writers and alert you of negative and NSF check risks. With check conversion, checks will automatically be deposited in your bank account, eliminating the need to make trips to the bank.
Cash Advance
A business cash advance enables you to generate the working capital you need without having to negotiate with a bank or worry about long-term credit card interest. Instead, you may qualify for a cash advance of up to $1,000,000 by leveraging an asset you probably have not thought of utilizing: your future credit card receivables.
A business cash advance is an excellent and often overlooked source of short-term financing that you can take advantage of through Harbortouch.
ATM Solutions
Harbortouch offers a comprehensive ATM solution. Our services include equipment, installation, cash replenishment and processing. Placing an ATM at your business location is a proven way to increase foot traffic while generating additional revenue from ATM surcharges.
Authorize.Net eCommerce Solution
Our secure payment gateway is the perfect way for businesses to process transactions over the Internet. Authorize.Net is the ideal solution for online-only retailers as well as brick and mortar merchants trying to develop a new sales channel. This e-Commerce solution integrates seamlessly and easily with your existing website.
